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This sad social novel revolves around the problematic issue of money. Michael returns from Australia to London a rich man. However, he hides this fact from everybody and spends money only on the things he really needs. He contemplates leaving his money to his granddaughter Jane, under the condition that she donate at least most of it to charity. However, Jane is not sure she can do it. This novel tells much about working class life in 19th century London.(Summary by Stav Nisser)